In 2010, a number of emails continuously landed in my Inbox, no matter how many times I tagged them as “Junk” or “Spam”, and they all had the same M.O.: broken English notifications that my distant relative had perished leaving me a portion of a multi-million dollar estate, mine for the taking just as soon as I pay the lawyer’s fee (anywhere from $1000 to $20,000!). I also receive at least one “Secret Shopper” and also “Work from Home” offer email per week.
According to Snopes.com these are 3 out of 5 of the Top Scams. http://www.snopes.com/fraud/topscams.asp
Here is their list, plus a few more I am familiar with.
“TOP SCAMS
“Tough economic times are, unfortunately, boom times for scammers, as people desperate for money and jobs let down their guards and are more likely to pursue questionable financial opportunities that caution might ordinarily warn them away from. And as folks become more inured to monetary woes, their charitable inclinations are more easily exploited by scammers pretending to be persons in need of sympathetic helping hands. Listed below are several pervasive forms of scams that have proven particularly alluring to potential victims when times are tough.
Nigerian Scam
Foreign Lottery Scam
Secret Shopper Scam
Work-at-Home Scam
Family Member in Distress Scam
I personally received the offer to receive the “kit” for posting links on Google, for a low fee for shipping and handling of $2.95, and about a year later the exact same email arrived with the name Yahoo inserted for Google. However, neither the kits or the online posting jobs exist. Here is a link to Google’s own Blog Site, for an article called How to Steer Clear of Money Scams http://googleblog.blogspot.com/2009/07/how-to-steer-clear-of-money-scams.html .
Forward This Email and Recieve a Trip to Disneyland/Laptop/Blackberry/Gift Certificate/Cash Scam
You are promised to receive some fabulous item direct from the company after forwarding the email to 8 friends/family and one additional email as verification to the company person @ company. Example: amylee @ blackberry . com, who will then contact you for your delivery information. You will recieve none of the items promised according to Snopes http://www.snopes.com/inboxer/nothing/billgate.asp , and especially not from Bill Gates!
Free puppy to a Good Home Ad Scam
Ads have been placed with alarming regularity in newspapers, but most notably on Kijiji. The ad states the type of dog, ie. English Bulldog, and the owner needs some sympathetic help. The owner states that the puppy or dog will be shipped directly to your doorstep and all you need to do to “rescue” the animal is to pay the International shipping, $200 or $240. Sometimes the owner claims to be a missionary or in the Peace Corps. The deal is sweetened with a beautiful photo of a perfectly healthy animal emailed right to you. According to both Snopes and Consumer Affairs, this specific scam originates in Africa. The ad has also featured parrots and various other types of exotic and expensive birds, none of which actually exist with the owner. You can report the ad as suspicious to Kijiji and/or eBay who will turn their attention to it and usually promptly remove it.
College Grant Scam
This one is also email form or cold-calling. The letter informs you that you are pre-approved or qualify for a grant in a specific amount such as $8,000. You are asked to forward your banking information to them in order to receive your free grant, but first you provide them with the transaction fee. The telemarketers who call you are very insistant and ususally a time-pressure element is applied to the offer to make it more irresistable, more credible and to “still that inner voice of doubt” so they’ll tell you the offer is “available for only a short time, only today by 5 p.m.” etc. When you ask why they can’t just deposit the grant money less the transaction fee, they insist that the grant money can’t be touched. After you complete the transaction fee you are informed that you must now complete a qualification process, or other excuses to delay receiving your “grant”.
Telephone Money Scams
(Referred to by Consumer Affairs as “Information Phishing or Pharming”.) According to everything I am reading, both online and in print, one of the most basic slip ups you can make during a cold-call, or telemarketing scenario, is to innocently say “Yes.” Usually, they will ask for confirmation of your name, or ask to speak to you (Is this So-and-So? May I speak to So-and-So?). Once they record you saying Yes or Your Name they can put through any number of telephone orders for any product in any country. The trick is to keep your wits about you and use responses like “Correct”, and NEVER repeat your own name. Under no circumstances do you “confirm” your banking information whatsoever. Firmly say “No”. Tell them you are looking online to see if their company or offer is a scam while they are talking to you. This usually results in a “Click” as they hang up.
This scam is presented in both email Junk mailing and in Ads on popular legitimate websites. They use “taglines” or “testimonials” like this, “I got rich; now you can, too”, “Bob was a loser until he tried my system; now he’s rich!” According to Consumer Fraud Reporting website, they are even advertised on TV, on radio and in newspapers. They offer to help you become rich once you buy their CD, or e-Book, or Lucky Talisman. Usually though, they are selling a system which you have to pay for, for anything from stock market investing to pyramid schemes, or like the one emailed to me recently about lottery strategies. How to play a “net system” with the Silver Lotto System. (This name is on the list at the CFR website.) There are also dieting scams because everyone and their dog wants to lose weight without working out. The diet is pedalled as a system or e-Book you have to purchase and download. The same diet outline can have 3 different names with the identical tagline: 7 Belly-blasting Foods or 15 Secret Foods to a Flatter Belly. Also, there is no such thing as emoney, ecurrency, egold or Google Cash. Need I say more?
It’s a dog eat dog world out there, and no matter how many of these emails and offers I tag as Junk Mail, Spam or Phishing, they still find their way to my Inbox, and there are others lined up on the sides of Facebook, Google, Yahoo, and My Space masquerading as bonafide advertisements. We will also innocently locate these false scam ads in our searches on Kijiji and eBay. Hopefully I have been able to enlighten someone reading this blog ~ I know I learned a lot from some other people’s costly mistakes, but then I tend to google a lot of things due to my own suspicions.
Remember: If it seems to good to be true, it probably isn’t!
SOURCES:
www.kijiji.ca (free puppy to good home, Halifax, turns out the owner “relocated” to West Cameroon…..AFRICA)
www.classifiedads.com (free puppies – Africa)
www.facebook.com (Ads on the right that say Free to Canadian Women, you have to complete a Silver Offer and one Gold Offer, but your free laptop/TV never arrives. Furthermore, when you call one of the companies you took an online offer with to demand the free merchandise, they will tell you they have no knowledge of the Ad or the offer. You have to click Report this Ad underneath it to alert Facebook developers, they will get it removed!)
http://www.consumerfraudreporting.org/ScholarshipScams.php (check this out to REPORT a scam you’ve been involved in).
http://www.consumerfraudreporting.org/identify.php (Tips on How to Identify a Scam or Fraud)
http://www.consumerfraudreporting.org/current_top_10_scam_list.htm (The Top 10 Scams)
http://www.consumersguidetomakingmoneyonline.org/ (A comprehensive and interactive website for developing and launching your own business and marketing it online; how to use online resources for free.)




























